Life on Wheels – A View from My Chair
When the Water Heater Decided to Make Waves!
September 2026 — A Homeowner's Nightmare
Well, Buttercup, buckle up! Because apparently, life decided things were getting a little too peaceful around here!
Just when I thought I could sit back, relax, and enjoy my beautiful new home, along came a water heater with other plans.
It all started when I heard water running in my bedroom closet.
Now, hearing running water isn't necessarily unusual. But when you aren't running a faucet, taking a shower, or filling a bathtub, it certainly gets your attention!
As it turned out, the culprit was our water heater.
And not just any water heater. Oh, no! This little troublemaker had apparently been around since 1999!
To make matters even more interesting, it was hidden behind cabinets that had been screwed into place. The cabinets were on casters, but somebody had decided to secure them anyway.
Whoever thought that was a brilliant idea obviously wasn't planning on being the person who would eventually need to get behind them!
By the time we discovered what was happening, water had damaged the bathroom closet, flooring, and vanity, with damage extending into the neighboring bathroom.
And then came the really unpleasant surprise: mold and contamination.
Suddenly, instead of enjoying my home, I was dealing with demolition, drying equipment, damaged flooring, and restoration work.
Nothing says Welcome Home! quite like having parts of your house torn apart!
And Then Came the Insurance Company…
Now, here's where things got really interesting.
Like most homeowners, I have insurance because I believe it's supposed to help when something unexpected goes wrong.
So we filed a claim with State Farm.
I figured there would be paperwork, inspections, and probably a few headaches. What I wasn't expecting was a denial.
According to State Farm, the water heater had been leaking continuously or repeatedly over time, and the damage fell under exclusions in my policy.
Excuse me?
I wanted to know how they determined how long it had been leaking, what evidence supported that conclusion, and exactly what they meant when they said it had leaked from multiple areas.
I wasn't asking for special treatment. I was asking for an explanation supported by facts.
So, rather than simply accepting their decision, I started asking questions and requesting the evidence behind it.
The View From My Chair
You know, I've learned something over the years.
Life doesn't always give you a warning before it throws another obstacle in your path.
Sometimes it's a major life-changing event. Sometimes it's a problem you never imagined having to deal with.
And sometimes it's a 27-year-old water heater hiding behind a cabinet!
But here's the thing: I may get frustrated. I may get discouraged. And I may occasionally wonder what in the world is going to happen next.
But I haven't forgotten how to stand up for myself—even if I do it sitting down!
And as for that water heater?
Well, it certainly made a splash.
Unfortunately, I'm the one left cleaning up the mess!
Until next time, keep smiling, keep rolling, and remember: Life is never boring when you're looking at it from my chair! ❤️
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